Motor Vehicle and Motor Cycle Insurance

Type of Coverage
Comprehensive	Total Loss Only
Provides coverage for partial and total loss / damage caused by all risks guaranteed in the policy including loss due to theft (Refer to PSAKBI)	Provides coverage for total loss / damage to the vehicle when the repair cost is ??? 75% of the price of the vehicle just before the loss and loss due to theft (Refer to PSAKBI)

Extension Cover
Personal Accident Driver	Personal Accident Passanger	Third Party Liability (TPL)
Provides protection for drivers against the risk of permanent disability or death and / or medical expenses caused directly by the insured vehicle accident.	Provides protection for passengers in an insured vehicle against the risk of permanent disability or death and or medical expenses caused directly by the vehicle accident.	Provides compensation protection for claims by third parties which are directly caused by the insured vehicle.
Strike, Riot, Civil Commotion	Flood, Windstorm, Earthquake, Tsunami, Volcano Erruption, Landslide	Terrorism and Sabotage
Providing guarantees for compensation for damages directly caused by riots, strikes, obstruction of work, brawls, riots, people's awakening, and revolution.	Providing guarantees for compensation or for damage to vehicles caused directly by an earthquake, tsunami or volcanic eruption.	Providing guarantees for compensation or repair costs for damage to vehicles caused by terrorism & sabotage.

FREQUETLY ASKED QUESTION (FAQ)